As a member of the Texas Retired Teachers Association (TRTA), you have access to comprehensive dental and vision insurance coverage through plans administered by AMBA. Wondering how these benefits compare to state-offered plans? Watch our webinar to learn what sets TRTA coverage apart, and find out which plan offers the best coverage for you.
Have questions about coverage? Talk to an AMBA representative Mon-Fri 8am-6pm CT.
Starts at $39.51 for member-only plans
Starts at $63.25 for member-only plans
Starts at $41.64 for individual retiree.
Go to any dentist or save additional money by choosing an in-network dentist. There are over 400,000 providers to choose from.
Go to any dentist or save additional money by choosing an in-network dentist. There are over 400,000 providers to choose from.
May pay more out of pocket when going out of network
Add spouse, dependents, and make additional mid-year adjustments
Add spouse, dependents, and make additional mid-year adjustments
Our understanding of this plan is you must enroll with no changes for a full year
100/70*/50
100% preventative, 70% basic, 50% major
*Moves up to 90% Basic in Year 3
100/80/50 Plan
100% preventative, 80% basic, 50% major
100/70/50 Plan
100% preventative, 70% basic, 50% major
Nearly 4,000 providers in network.
Limited number of providers who accept Superior MetLife discounts.
Anytime
Anytime
Includes $5,000 Accidental Death & Dismemberment (AD&D) Policy through New York Life Insurance Company with no health questions and no reduced benefits as members age.
No similar benefit enhancements.
$12.72/month member rate with $15 exam copay and $25 glasses copay.
$6.89/mo member rate with $15 exam copay and $10 lens copay and $10 frame copay
$39.51/month
$63.25/month
$78.35/month
$126.52/month
$97.39/month
$159.36/month
$75 per year/person
$75 per year/person
(waived for Preventative services)
Covers 100%
Covers 100%
Covers 70%
80% after year 1
90% after year 2
Covers 80%
Covers 50%
Covers 50%
View full plan details at https://www.ambadentalvision.com/trta. This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.
$15
$15
$15
$25
$25
$25
$150
$150
$150
$170
$170
$170
$150
$150
$150
Vision Plan includes an Accidental Death & Dismemberment (AD&D) policy through New York Life Insurance Company. No additional cost! You can also be part of a large network of providers and purchase glasses from some of the biggest retailers.
View the full plan details at https://www.ambadentalvision.com/trta. This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.
View full details and estimated cost of plans on https://www.ambadentalvision.com/trta.The Gold Dental Plan is great if you need basic coverage, while the platinum dental plan offers more comprehensive coverage. You can also add vision insurance separately or with your dental insurance.
Select the dental and vision plans you want and add them to your cart. When you’re ready, click “Begin Checkout” to proceed. You’ll be securely redirected to AMBA’s online application portal to complete your plan enrollment.
The application process can be completed in as little as 5 minutes. You will be required to submit basic contact information for yourself and for your partner or eligible dependent children (if applicable). Once the application is complete, you can then submit your initial payment in our secure portal.
Coverage will begin on the start date you select during enrollment, provided your initial premium contribution is paid within 31 days of billing. There is no waiting period for covered treatments once your plan becomes active. You can expect to receive your welcome kit in the mail from AMBA in a few days, which will include your unique plan, group, and certificate ID numbers and online account information.
The type of treatment determines how much of the cost is covered. Basic treatments, including stainless steel crowns, crown repair, denture repair, fillings, and x-rays are covered 70% on the gold plan (with additional coverage provided after multiple years of an active plan).
The platinum plan covers 80% of the cost for basic treatment. On both the gold and platinum plans, 50% of costs for major treatment are covered, including porcelain crowns, dentures, root canals, implants, periodontics, general anesthesia, and extractions.
There are additional insurance benefits for TRTA’s members through their partnership with AMBA. While major medical insurance is not included in the list of benefits, there are additional supplemental insurance plans that can help cover gaps in your current medical insurance coverage.
Coverage will take effect the first of the month following the date this enrollment is submitted, provided your initial premium contribution is paid within 31 days after the date you are billed. There is no waiting period for covered treatments after the plan becomes active.
You can search for in-network dentists by using Ameritas’s Find a Provider tool. Ameritas has an extensive network of dentists to choose from. You can also visit any licensed dentist, but you may save more by using an in-network provider.
You can use your benefits with any provider, but you’ll save more by using one of VSP’s thousands of in-network providers, including Walmart, Costco, Visionworks, and Eyeconic.
Get more out of your dental insurance! Each year you receive dental care and keep your claims under a certain amount, unused benefits roll over and can be used in the future. Rollover up to $250/year in the gold plan or up to $350/year up to a set maximum.
844-793-5131