As a member of the Texas Retired Teachers Association (TRTA), you have access to comprehensive dental and vision insurance coverage through plans administered by AMBA. Wondering how these benefits compare to state-offered plans? Watch our webinar to learn what sets TRTA coverage apart, and find out which plan offers the best coverage for you.
Have questions about coverage? Talk to an AMBA representative Mon-Fri 8am-6pm CT.
Starts at $39.51 for member-only plans
Starts at $63.25 for member-only plans
Starts at $41.64 for individual retiree
Stronger network with greater access! Go to any dentist or save additional money by choosing an in-network dentist. There are over 400,000 providers to choose from.
Stronger network with greater access! Go to any dentist or save additional money by choosing an in-network dentist. There are over 400,000 providers to choose from.
May pay more out of pocket when going out of network.
Enroll anytime! Add spouse, dependents, and make additional mid-year adjustments.
Enroll anytime! Add spouse, dependents, and make additional mid-year adjustments.
Limited enrollment calendar. Our understanding of this plan is you must enroll with no changes for a full year.
100/70*/50
100% preventive, 70% year 1, *80% year 2, 90% year 3+ basic (co-insurance will increase so long as you see a dentist at least once per year for a covered service), 50% major.
100/80/50 Plan
100% preventive, 80% basic, 50% major
100/70/50 Plan
100% preventive, 70% basic, 50% major
Stronger network with greater access!
Limited number of providers.
Includes $5,000 Accidental Death & Dismemberment (AD&D) coverage through New York Life Insurance Company for the individual TRTA member.
No similar benefit enhancements.
$12.72/month member rate with $15 exam copay and $25 material copay.
$6.89/mo member rate with $15 exam copay and $10 material copay.
*Vision Plan includes an Accidental Death & Dismemberment (AD&D) policy through New York Life Insurance Company. No additional cost! Learn more.
$39.51/month
$63.25/month
$78.35/month
$126.52/month
$97.39/month
$159.36/month
$75 per year/person
$75 per year/person
(waived for Preventive services)
Covers 100%
Covers 100%
Covers 70%
80% after year 1
90% after year 2
(co-insurance will increase so long as you see a dentist at least once per year for a covered service)
Covers 80%
Covers 50%
Covers 50%
View full plan details at https://www.ambadentalvision.com/trta. This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.
$15
$15
$15
$25
$25
$25
$150
$150
$150
$170
$170
$170
$150
$150
$150
Vision Plan includes an Accidental Death & Dismemberment (AD&D) policy through New York Life Insurance Company for the individual TRTA member. No additional cost! You can also be part of a large network of providers and purchase glasses from some of the biggest retailers.
View the full plan details at https://www.ambadentalvision.com/trta.
View full details and estimated cost of plans on https://www.ambadentalvision.com/trta.The Gold Dental Plan is great if you need basic coverage, while the platinum dental plan offers more comprehensive coverage. You can also add vision insurance separately or with your dental insurance.
Select the dental and vision plans you want and add them to your cart. When you’re ready, click “Begin Checkout” to proceed. You’ll be securely redirected to AMBA’s online application portal to complete your plan enrollment.
The application process can be completed in as little as 5 minutes. You will be required to submit basic contact information for yourself and for your partner or eligible dependent children (if applicable). Once the application is complete, you can then submit your initial payment in our secure portal.
Coverage begins as early as the first of the following month, provided your initial premium contribution is paid within 31 days after the date you are billed. There is no waiting period for covered treatments once your plan becomes active. You can expect to receive your welcome letter in the mail from AMBA in a few days, which will include your unique plan, group, and online account information.
The earliest coverage can take effect is the first of the month following the date this enrollment is submitted, provided your initial premium contribution is paid within 31 days after the date you are billed. There is no waiting period for covered treatments after the plan becomes active.
You can search for in-network dentists by using Ameritas’s Find a Provider tool and selecting Classic (PPO) & Plus from their drop down menu. Ameritas has an extensive network of dentists to choose from. You can also visit any licensed dentist, but you may save more by using an in-network provider.
You can use your benefits with any provider, but you’ll save more by using one of VSP’s thousands of in-network providers, including Walmart, Costco, Visionworks, and Eyeconic. Find your eye doctor.
Get more out of your dental insurance! Each year you receive dental care and keep your claims under a certain amount, unused benefits roll over and can be used in the future. Rollover up to $250/year in the Gold Plan or up to $350/year in the Platinum Plan within certain limits. With the dental rewards program, you have the flexibility to increase your maximum to $2,000 on the Gold Plan and to $2,750 on the Platinum Plan.
888-707-1459